MFIN’s objective, as outlined in its Memorandum of Association is:

To relieve poverty and to advance public education in all matters relating to the management of personal finances.

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Participating Organisations:

Dalkeith Citizens Advice Bureau

Penicuik Citizens Advice Bureau

Bridges Project

The Action Group



Melville Housing Association

Castle Rock Edinvar Housing Association

Deaf Action

NHS Lothian

Midlothian Voluntary Action

Midlothian Foodbank

CHAI (Community Help and Advice Initiative)

Red Cross

St. John’s and King’s Park Church

VOCAL (Voice of Carers Across Lothian)

Mayfield and Easthouses Development Trust (MAEDT)

Royal National Institute for the Blind

Volunteer Midlothian

Lothians Veterans Centre


Alzheimer Scotland

Sweet Dignity

Food Facts & Friends

Social Security Scotland

MFIN is a charity and a company limited by guarantee, first constituted in May 2004, and then becoming a company in April 2005. We are run by a Board of Directors, which has included representatives from the local Citizens’ Advice Bureaux, Midlothian Advice & Resource Centre, Midlothian Voluntary Action, Changeworks and other organisations who have an interest in financial inclusion. The Board is supported by advisors from Midlothian Council’s Welfare Rights Team.